Fix & Flip Loans

Designed With You In Mind
Flip Real Estate Texas

Interest rate 9.99% - 13.99% (Depending On Credit)

As low as 2.75 Points at Closing*

Term of 6 Months

Maximum Loan-To-Cost
(LTC) is 100%

Getting the cash you need to flip real estate is a breeze with Investor Loan Source. We offer quick, low-cost flip property loans designed to get your investment moving. Our lending approach is asset-based; our focus is on the quality of the investment rather than the quality of the investor. Our team of experts knows the Texas market inside and out, and they know a great flip investment when they see one.

Call us today to discuss our investor loans in Texas!

Texas Fix & Flip Loan Packages

Fix & Flip A Fix & Flip B Fix & Flip C Fix & Flip D
1-4 Family, Non-Owner Occupied
6 Month Term, Interest-Only Payments
LLC Ownership Only
50K-1MM Loan Size 50K-750K Loan Size 50K-750K Loan Size 50K-750K Loan Size
Interest Rate: 9.99% Interest Rate: 11.99% Interest Rate: 12.99% Interest Rate: 13.99%
700 Credit Score Minimum 640-699 Credit Score 600-639 Credit Score No Credit Score Minimum!
75% LTV 70% LTV  70% LTV 65% LTV
100% LTC 100% LTC  100% LTC 100% LTC
25% of Rehab Cash on Hand Required 25% of Rehab Cash on Hand Required 25% of Rehab Cash on Hand Required 25% of Rehab Cash on Hand Required
2.75 Points at Closing 3.5 Points at Closing 4 Points at Closing 4 Points at Closing

Rehab/Flip Loan Application Requirements:

Purchase Contract, Assignments, and Amendments

To accurately calculate our obligations for your loan at closing, we require the Contract, any Assignments, and all Amendments when you first submit your loan application. Any delay in submitting these forms will prevent your application from being approved.

Scope of Work / Repair Estimate

Having a detailed scope of work, including cost of labor and materials, and details on the materials being used (if applicable - framing doesn't require detailed materials list, but flooring on the other hand, should), will assist in calculating the after-repair value. Failing to provide detailed repair estimates will result in a low appraisal, and lower loan amount. If you need assistance in providing a quality Scope of Work you may use the one provided when filling out your application.

Property Photos

It is crucial to the application process that high quality, easily-viewable photos are submitted. The biggest tip - you can't provide us too many. The more photos, the better. If the photos you submit are not easy to view, or you don't provide enough, it will effectively stop your application process.

Flip Property Loans Texas

(Actual Photos of an ILS client Rehab/Flip Loan Recipient)

Need Pre-Approval?

We pride ourselves on being one of the most efficient lenders in the great state of Texas. Get your pre-approval today!

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ILS was created for Real Estate Investors, by Real Estate Investors.

"Our clients consistently see increased profit potential and deal volume when working with us."

Tom Berry, Vice President of Sales & Marketing

Fast-growing and easy to work with.

Flip Real Estate Texas

Interested in Fix & Flip funding?

Offering tiered products for every investor and providing funds for both your contract and rehab. No credit requirement options available! We have successfully assisted hundreds of investors with Fix & Flip projects and can help you with yours!

Rental Property Loans Texas

Ready to expand your rental portfolio?

Offering rental loan options for every investor. Whether you need to purchase a property, or refinance one you already own, you can choose from multiple loan products ranging from 5 to 30 year terms!


Need assistance with owner-finance?

Currently own a property your tenant wants to purchase? Found a sweet deal to owner finance? We've got you covered with our own RMLO, fixed interest for 20 years & NO due on sale clause!

Looking for a Pre-Approval?

Click the link below!