Fast-growing and easy to work with.
We currently only offer loans in Texas and Ohio, but plan on having products for the states of Louisiana, Oklahoma, Tennessee, Indiana, Alabama, Georgia, and Kentucky by August 2019! Stay tuned & join our email list to be the first in the know.
Select a state below to view the loan programs offered.
Invest with us.
We're not just another hard money lender.
Securing funding for real estate investing can be a challenge and drain on your time and resources. Banks are reluctant to provide real estate investing funding, finding private lenders for real estate loans is difficult, and getting a flexible real estate owner-financed loan is next to impossible. Investor Loan Source (ILS) was designed with you in mind and was created by Real Estate Investors for Real Estate Investors to solve the problems of financing. Our single mission is to provide high-quality investment property loans to private real estate investors with the lowest costs possible.
Our process for providing real estate investor funding is unique, as we place more emphasis on the hard asset and value of the collateral (property), and less on the borrower. Our asset-based real estate investment loan model means we can provide more real estate money to more investors than is available from standard bank loan models. If you’ve been seeking out a hard money loan for a real estate investment, you know that finding real estate investment property lenders who will loan cash for buying and fixing properties on a short timeline is difficult. At ILS, providing real estate investor loans is our business; it’s all we do. We offer several business real estate loan products designed to serve a variety of investor and property profiles, including loans for properties to sell on owner-finance.
Your customer experience matters to us. Our loan products were created to meet the needs of today’s investor, our office staff is reliable and highly trained, and we have simplified a typically arduous process. ILS is more than simply a lender for real estate investors; we’re your partner in building a successful and lucrative real estate business. When you work with ILS on financing your real estate deals, you’ll find the products and the help you need to take your business to the next level.
People who love us.
"I highly recommend working with Investor Loan Source. As an active investor, I have struggled in the past to find lenders that can both keep up with my operation’s high volume, and retain my trust. When I started doing business with Investor Loan Source I noticed the difference right away. I found ILS to be a company comprised of highly trained, professional people with strong integrity. These people have been very honest and upfront about lending on a deal - this means everything to my business. It took no time at all for me to feel at ease when utilizing their loan products. So far, I have been very happy with all of their products. They always close on time if not sooner, always! We have closed 6 loans in 5 months and I have yet to experience an issue. I cannot say enough about Investor Loan Source. What Tom Berry and Donald Sutton have put together consistently meets my needs and exceeds expectations as an investor - I will continue to bring them my business.”
Efrain Gallardo, Principal and Owner
Tejas Seller Finance LLC
"After 30 years of working in corporate America, I knew there was a better way. I started looking for a professional, private lender that understood the Houston/Galveston market - who could help me buy properties and realize the best possible return. Tom Berry and the Investor Loan Source team of lenders was the right choice. Tom and his team are very knowledgeable. They will recommend you to not purchase a property if the numbers do not work correctly. Since 2015 I have purchased several properties through them. Now my daughter works with them as well, and she has purchased 3 homes in 2017. She and I are excited about the potential that now exists. We are looking to buy another 4 to 5 rentals in 2018! For a young person starting out, Tom has made it easy to get involved in the real estate market. We are very glad to have a professional investor like him and his team in our corner providing excellent resources. I would highly recommend Investor Loan Source if you are looking to buy a rental, to keep or even to rehab a property. Working with Tom and his team has been one of the best decisions we have made."
Nate Lewis, Project Manager
Apex Homes USA LLC
"Investor Loan Source recently funded the purchase and repair of a rental property I own in Corpus Christi, TX. The group at Investor Loan Source was very professional, helpful, and courteous throughout the entire process. Draw requests were funded in an extremely timely manner and the entire process was efficient. ILS provides asset based lending which allows them to help you in ways others lenders cannot. I would recommend ILS to anyone needing a fix and flip or buy, fix and hold loan."
Matt Downs, Owner
PICA House Solutions
Looking for more information? Contact us!
Resources to help make you successful.
Tips for Choosing the Right Hard Money Lender
Hard money loans are preferred among real estate investors because of their quick turnaround time. However, not all hard money investment lenders in Texas are the same. To avoid getting talked into a bad deal, check out these tips for choosing the best hard money lender. Choose a Firm that Specializes in Hard Money Lending … Read more
Tips to Qualify for a Hard Money Loan
Hard money loans in Texas are a little bit different from regular bank loans. Those who have never tried to obtain one of these loans before may be a little unclear about what they need to qualify. Compared to traditional loans, there are fewer requirements. These loans are asset-based meaning the lender will mostly look … Read more
Signs of a Hard Money Loan Scam
Hard money loans have become a common tool used by real estate investors who need lump sums of money quickly to seize profitable opportunities before they slip away. Unlike traditional lending sources which require a much longer timeframe before releasing funds, hard money loans can get money in the hands of investors quickly with little … Read more
Understanding How a Hard Money Loan Works With Bad Credit
If you have bad credit, finding financial products to purchase a home isn’t always easy. It’s even harder when you’re a real estate investor and need a loan to purchase another property. When you’ve had properties foreclosed on or you’ve been late with payments, this brings your credit score down and makes it hard to … Read more
Bank vs Hard Money Loans
Are you familiar with the term hard money loan for real estate investing funding in Texas? You might have heard of this kind of loan before, but you may not understand how it differs from traditional bank loans. If you’re considering investing in real estate but don’t have a solid financial background or good credit, … Read more
Hard Money: The Best Choice for Commercial Real Estate Loans
In the realm of commercial real estate, time is of the essence. When opportunity knocks, a savvy real estate investor must be able to seize it by having money to push a transaction through before another investor can pounce on it. That’s one reason that hard money lending in Houston, TX, has recently come into … Read more
Hard Money vs Private Money Loans: Know the Difference
Do you know the difference between private loans and hard money loans? If you’re interested in real estate investing, it’s important to know the difference. While they each have their similarities, there are quite a few distinctions between the loan products that house flippers must know. Keep reading to discover why hard money lending in … Read more
Common Hard Money Lending Mistakes You Should Avoid
Hard money lending in Houston can be a sale-saving source of funds for some contractors, prospective homeowners, or business owners who need to make capital improvements to their facilities. If a person needs cash quick or has credit issues, a hard money loan might be the only option they have. There are, however, some things common … Read more
Understanding the Types of Commercial Real Estate Loans
Are you looking for your first real estate investment loan in Texas? If so, it’s important to understand how these commercial loans work. In most cases, these kinds of loans are used to purchase and/or renovate properties that are owner-occupied. Generally, these loans are for properties such as office buildings, retail centers, and mixed-use buildings. … Read more
Debunking the Myths about Hard Money Loans
Many people don’t understand how hard money loans in Houston work, especially when someone is first learning about them. There are a lot of misunderstandings about how these loans work and why you would want one. A lot of people automatically assume that they won’t qualify for these loans and that there are too many … Read more
Top Reasons Why Hard Money Loans Are Rejected
Hard money loans in Texas are considered to be one of the easiest kinds of loans to get. They are preferred among real estate investors because the application procedure doesn’t include things like income history or credit worthiness. Instead, lenders are more interested in the property’s value. That being the case, there are times when … Read more
All You Should Know about Real Estate Financing
Buying your first investment property is exciting and also filled with many decisions. One of the first decisions you must make is choosing real estate financing. When you purchase an investment property, you probably have questions about the best types of investor loans in Texas. There’s a lot to consider but take a moment and … Read more
Signs of a Good Hard Money Lender
When credit history is an issue with getting a traditional loan, one option is to work with a hard money lender. Hard money loans in Texas are readily available, but you want to make sure the organization you deal with is legitimate. How can you tell? Use these three criteria to make sure the group … Read more
Top Hard Money Loan Facts Every Borrower Should Know
Hard money loans can be a financial instrument that saves the day for those who need fast cash or have problems with credit history. There are, however, rules to using hard money loans that will save the borrower time and money as well. Here are a few of those rules every applicant of hard money … Read more
A Brief Introduction to Hard Money Loans
Not everyone has perfect credit or can wait potentially weeks to get approved for a conventional loan. Borrowers who can’t get a conventional real estate investment loan in Houston, TX, can get a hard money loan. For people who don’t qualify or have to jump through too many hoops to get loans in the timeframe … Read more
The Checklist to Follow before Getting a Hard Money Loan
Hard money loans are a type of loan that buyers receive from private investors or companies that are looking to invest in sure things. That makes hard money loans a little tricky to get, but they are an excellent way to ensure a fast closing. If you are interested in attempting to gain a hard … Read more
Tom Berry’s Tips for 2019 Part3
Tip #4 What Dictates your Business? If you let the market dictate your business model for that year, you’re going to have a better chance at success! Why? When you choose a strategy, and create a business model around something the marketplace doesn’t need – you are setting yourself up for failure. You must choose … Read more
Tom Berry’s Tips for 2019 Part2
Tip #7 Build Multiple Income Streams Some of your income may come from real estate and some may not. If you start out like my wife and I did, full time, then all of your income will come from one place. For my wife and I, that income stream was Wholesaling. It was sufficient but … Read more
Tom Berry’s Tips for 2019 Part1
Tip #10 Your Network will = Your Net Worth “Your Network Will Equal your Net Worth.” This is a catchy saying we hear often at a lot of different real estate meetings. But so many don’t understand what it really means. People are the most important part of your business, not your marketing, not the … Read more