Buy and Hold Loans
Let us help you build your rental portfolio!
Investor Loan Source is a private money lender offering a variety of buy and hold financing options for real estate investors in the United States. Locating rental lenders that understand your market is very important.
Our rental loans can provide the cash you need to grow your real estate investment property portfolio:
- Closings in as little as 10 business days
- No hurdles - flexible loan options designed to meet your strategic needs
Advantages of our Rental Loans
- 100% LTC
- 3-Year ARM on 20 and 30 year options
- 5, 20, and 30 year options
- Up to 70% LTV
Ready to get started with a buy and hold lender that knows the marketing your area?
Speak to an expert today at 409-735-6267 or Apply Now!
Buy and Hold Frequently Asked Questions
Resources for Real Estate Investors
What is a Buy Box?
A buy box is a tool that real estate investors use to determine the types of properties that they want to purchase. The buy box is usually broken down into columns and details the criteria that a property must meet to be considered for purchase. This tool helps real estate investors to be disciplined and … Read more
The Value in Fix and Flip Loans
Investor Loan Source offers short-term purchase loans to real estate investors. Finding a lender that understands the value of a fix & flip property is very important. A fix & flip loan can provide the cash you need to grow your real estate portfolio. Click the video below to hear Tom Berry explain how valuable … Read more
Having Integrity in Business
Integrity is a word that many people are familiar with, but not everyone understands what this means when it comes to doing business with others. Integrity is important because it builds trust and enhances your relationship with business partners and potential clients. In the video below, Tom Berry shares his thoughts on what it means … Read more
Is This a Good Time to Invest in Real Estate? ￼
By Tom Berry This is a question I have heard over and over every year since I started investing in real estate. And this question comes in many forms. My favorite is the negative form that goes something like this: “With home prices going up every year for the last decade, why would you want … Read more
How We Help Commercial Real Estate Investors
Many real estate investors are familiar with how we can provide funds for residential projects. However, Investor Loan Source can help developers with larger commercial projects. In the video below, Tom Berry explains how we provide funding for investors who seek to expand their business. Investor Loan Source, a hard money lending company, provides high-quality … Read more
How to Add Value to Your Properties
Your property is a valuable asset. Many investors are constantly looking for ways to increase its value. In the video below, Tom Berry shares practical ways to add value to your property during an inflationary period. Investor Loan Source, a hard money lending company, provides high-quality investment property loans to private real estate investors at … Read more
How to Get Started in Real Estate Investing
Have you thought about becoming a real estate investor? Tom Berry, CEO of Investor Loan Source, provides three important tips on becoming a successful investor in the real estate industry. For more tips and advice, follow Tom Berry on Facebook and Instagram. Investor Loan Source, a hard money lending company, provides high-quality investment property loans … Read more
The Importance of Due Diligence
Tom Berry, Co-Founder and CEO of Investor Loan Source, recently shared his thoughts on the importance of due diligence. He shares tips and stories to help real estate investors make better decisions when it comes to purchasing investment properties. Click the video below to view the entire presentation. Investor Loan Source, a hard money lending … Read more
2022 Economic Update
Tom Berry, Co-Founder and CEO of Investor Loan Source, recently shared valuable information at the Wealth Club’s March Meeting. He shared his thoughts on what to expect with the recent changes in our economy and how those changes may affect real estate investors. Click the video below to view the entire presentation. Investor Loan Source, … Read more
How to Choose the Right Real Estate Investment Loan
Most successful real estate investors understand that it takes time to achieve a return on their investments. The world of real estate can be filled with many unexpected twists and turns. However, choosing the right real estate investment loan may improve the possibility of great profits. Patience is key when building a lucrative portfolio. Keep … Read more
How to Flip a House￼
House flipping sounds like an easy and straightforward concept. But there is much more to finding a cheap house, purchasing it, and selling it for a profit. If it were that easy, the market would be over-saturated with house flipping real estate investors. A great deal of work goes into successfully flipping houses. Here are … Read more
3 Tips for Real Estate Investors
Real estate investing is an exciting industry that could yield high returns for the savvy entrepreneur. While investing in real estate can be profitable, it is not for everyone. Real estate investing does come with some risks, and it takes a great deal of planning and research to be successful. If you are interested in … Read more
Do you know the difference between a BPO, Appraisal, and Assessed Value?
Estimating the value of a property is an essential part of real estate investing. Depending on who you ask, why you ask, and for what purpose, you may get different answers. Whether your next purchase is for a fix-n-flip or a rental property, arm yourself with knowledge so you can be prepared to provide the … Read more
Mortgage vs. Deed of Trust: What is the Difference?
Why does it Matter? *We do not offer legal advice, please consult a professional When a borrower receives a loan to buy real estate, he/she agrees to pay the lender a certain amount of money according to the terms of the promissory note. To secure this debt the lender will require either a Mortgage or … Read more
Questions Every Real Estate Investor Must Ask Themselves!
When Socrates said, “Know thyself,” it is unlikely he was talking about real estate investing, but it is still good advice. Before considering any major investment, you need to make sure you know what you can or can’t do, what your goals are, and what you are comfortable with. Here are some questions to ask … Read more
Are You an Accredited Investor?
(We are not offering tax, legal, or investment advice. Please consult a professional) There are many opportunities out there for passive investors to take advantage of. Knowing if you are an accredited investor will help you to navigate the waters. “Accredited Investor” is a term used by the Securities and Exchange Commission (SEC) to differentiate … Read more
. If you are going to finance the sale of a property yourself, a loan servicer is essential to ensure everything is done legally and correctly.
Common Myths Regarding Hard Money
There are many misconceptions regarding hard money lenders in the real estate industry today, and yet for those in the know, it continuously proves to be a real estate investor’s biggest asset. Do not be put off by the stigma surrounding the word “hard money” or by stories you’ve heard about a friend of a … Read more
What Investors Should Know About Title Commitments
What is a Title Commitment and Why Do Investors Need One? The title commitment for insurance is the insurers promise to issue title insurance after closing and should be carefully reviewed and understood. It is essentially a disclosure document that outlines any issues/requirements that need to be addressed prior to closing as well as any … Read more
ARV, LTV and LTC: What Does it All Mean?
Lenders often use these acronyms to define their loan products. Understanding these terms will help you to choose the right lender for your project. ARV: After Repair Value This term is used by appraisers to tell the value of a structure once all items on the scope of work (SOW) have been completed. Most lenders … Read more