Rental Loans
Configurable Options For The Savvy Investor

Rental

Single Family Rental

(Cash-Out Equity or Refinance only)

We offer different loan products for our single family rental option! In order to qualify for any of the three below; the home must already be owned, rehabed and leased. All loan options below are to be used to refinance a single-family home (up to 4 units).

Rental5

  • 5 Year Balloon
  • 6% Interest Rate
  • 20-Year Amortization
  • 6 Points Upfront
  • 70% Loan-To-Value (LTV)

Rental10

  • 10 Year Balloon
  • 6.5% Interest Rate
  • 20-Year Amortization
  • 6 Points Upfront
  • 70% Loan-To-Value (LTV)

Rental20

  • No Balloon
  • 7.5% Interest Rate
  • 20-Year Amortization
  • 6 Points Upfront
  • 70% Loan-To-Value (LTV)

Rental Loan Requirements:

RentalOwned

You must own the property to be refinanced
(The property is in your name or in the name of a company that you own)

NoRehab

The property rehab and/or repairs are already complete,
and the property is rented out to a tenant

600

600 FICO Score required,
no liens or judgments

Rental Good Faith Estimate

Rental Documents Required For Processing

ILS was created for Real Estate Investors, by Real Estate Investors.

"Our clients consistently see increased profit potential and deal volume when working with us."

Tom Berry, Vice President of Sales & Marketing

Our Skills & Expertise

We understand the difference that excellent customer service makes, so we made it our priority to provide that to our clients. ILS was founded by investors for investors. We have walked in your shoes and want to save you the headaches that we faced when we started out. We know what you’re looking for, what you need and what you expect. We strive to not only meet these needs but to exceed them. Don't just think of us as your lender, think of us as your lending partner.

Start with us, the easy money lenders of Texas.

Quick Closings

Excellent Customer Service

Easy Application