Akron Investor Loans
Fix & Flip
- Loan Size:Up To $1MM
- Loan Term:6 Months
- Property Type:1-4 Family
- Occupants:Non-Owner Occupied
Buy and Hold
- Loan Size:Up To $1MM
- Loan Term:5, 20, 30 Year Options
- Property Type:1-4 Family
- Occupants:Non-Owner Occupied
Wrapable
- Loan Size:Up To $1MM
- Loan Term:20 Years
- Property Type:1-4 Family
- Occupants:Non-Owner Occupied
Top Ohio Markets

Akron Fix & Flip Loan Packages
Fix & Flip A | Fix & Flip B | Fix & Flip C | |
1-4 Family, Non-Owner Occupied | |||
6 Month Term, Interest-Only Payments | |||
LLC Ownership Only | |||
Up To 1MM Loan Size | Up To 750K Loan Size | Up To 750K Loan Size | |
740+ Credit Score | 680-739 Credit Score | 600-679 Credit Score | |
70% LTV | 70% LTV | 70% LTV | |
90% LTC (must bring 10% of contract to closing) | 90% LTC (must bring 10% of contract to closing) | 90% LTC (must bring 10% of contract to closing) | |
25% of Rehab Cash on Hand Required | 25% of Rehab Cash on Hand Required | 25% of Rehab Cash on Hand Required | |
2.75 Points at Closing | 3.5 Points at Closing | 4 Points at Closing |

Akron Rental Loan Packages
5 Year Rental
5/20 Rental A | 5/20 Rental B | 5/20 Rental C | |
1-4 Family, Non-Owner Occupied | |||
5 Year Balloon Payment, 20 Year Amortization | |||
Fixed Rate Loan | |||
LLC Ownership Only | |||
Up To 1MM Loan Size | Up To 1MM Loan Size | Up To 1MM Loan Size | |
740+ Credit Score | 680-739 Credit Score | 600-679 Credit Score | |
70% LTV | 70% LTV | 70% LTV | |
100% LTC | 100% LTC | 100% LTC | |
1.35 Minimum DSCR | 1.35 Minimum DSCR | 1.35 Minimum DSCR | |
2.75 % at Closing | 3.5 % at Closing | 4 % at Closing |
20 Year Rental
20/20 Rental A | 20/20 Rental B | 20/20 Rental C | |
1-4 Family, Non-Owner Occupied | |||
No Balloon Payment, 20 Year Amortization | |||
36-Month Adjustable Rate Mortgage | |||
LLC Ownership Only | |||
Up To 1MM Loan Size | Up To 1MM Loan Size | Up To 1MM Loan Size | |
740+ Credit Score | 680-739 Credit Score | 600-679 Credit Score | |
70% LTV | 70% LTV | 70% LTV | |
100% LTC | 100% LTC | 100% LTC | |
1.35 Minimum DSCR | 1.35 Minimum DSCR | 1.35 Minimum DSCR | |
2.75 % at Closing | 3.5 % at Closing | 4 % at Closing |
30 Year Rental
30/30 Rental A | 30/30 Rental B | 30/30 Rental C | |
1-4 Family, Non-Owner Occupied | |||
No Balloon Payment, 30 Year Amortization | |||
36-Month Adjustable Rate Mortgage | |||
LLC Ownership Only | |||
Up To 1MM Loan Size | Up To 1MM Loan Size | Up To 1MM Loan Size | |
740+ Credit Score | 680-739 Credit Score | 600-679 Credit Score | |
70% LTV | 70% LTV | 70% LTV | |
100% LTC | 100% LTC | 100% LTC | |
1.35 Minimum DSCR | 1.35 Minimum DSCR | 1.35 Minimum DSCR | |
2.75 % at Closing | 3.5 % at Closing | 4 % at Closing |

Akron Wrapable Loan Packages
20/20 Wrapable A | 20/20 Wrapable B | 20/20 Wrapable C | |
1 Unit Single Family, Non-Owner Occupied | |||
No Balloon Payment, 20 Year Amortization | |||
Fixed Rate Mortgage | |||
LLC Ownership Only | |||
Up To 1MM Loan Size | Up To 1MM Loan Size | Up To 1MM Loan Size | |
740+ Credit Score | 680-739 Credit Score | 600-679 Credit Score | |
70% LTV | 70% LTV | 70% LTV | |
100% LTC | 100% LTC | 100% LTC | |
1.35 Minimum DSCR | 1.35 Minimum DSCR | 1.35 Minimum DSCR | |
2.75 % at Closing | 3.5 % at Closing | 4 % at Closing |
Resources To Help Make You Successful

How to Add Value to Your Properties
Your property is a valuable asset. Many investors are constantly looking for ways to increase its value. In the video below, Tom Berry shares practical ways to add value to your property during an inflationary period. Investor Loan Source, a hard money lending company, provides high-quality investment property loans to private real estate investors at … Read more

How to Get Started in Real Estate Investing
Have you thought about becoming a real estate investor? Tom Berry, CEO of Investor Loan Source, provides three important tips on becoming a successful investor in the real estate industry. For more tips and advice, follow Tom Berry on Facebook and Instagram. Investor Loan Source, a hard money lending company, provides high-quality investment property loans … Read more

The Importance of Due Diligence
Tom Berry, Co-Founder and CEO of Investor Loan Source, recently shared his thoughts on the importance of due diligence. He shares tips and stories to help real estate investors make better decisions when it comes to purchasing investment properties. Click the video below to view the entire presentation. Investor Loan Source, a hard money lending … Read more

2022 Economic Update
Tom Berry, Co-Founder and CEO of Investor Loan Source, recently shared valuable information at the Wealth Club’s March Meeting. He shared his thoughts on what to expect with the recent changes in our economy and how those changes may affect real estate investors. Click the video below to view the entire presentation. Investor Loan Source, … Read more

How to Choose the Right Real Estate Investment Loan
Most successful real estate investors understand that it takes time to achieve a return on their investments. The world of real estate can be filled with many unexpected twists and turns. However, choosing the right real estate investment loan may improve the possibility of great profits. Patience is key when building a lucrative portfolio. Keep … Read more

How to Flip a House
House flipping sounds like an easy and straightforward concept. But there is much more to finding a cheap house, purchasing it, and selling it for a profit. If it were that easy, the market would be over-saturated with house flipping real estate investors. A great deal of work goes into successfully flipping houses. Here are … Read more

3 Tips for Real Estate Investors
Real estate investing is an exciting industry that could yield high returns for the savvy entrepreneur. While investing in real estate can be profitable, it is not for everyone. Real estate investing does come with some risks, and it takes a great deal of planning and research to be successful. If you are interested in … Read more

Do you know the difference between a BPO, Appraisal, and Assessed Value?
Estimating the value of a property is an essential part of real estate investing. Depending on who you ask, why you ask, and for what purpose, you may get different answers. Whether your next purchase is for a fix-n-flip or a rental property, arm yourself with knowledge so you can be prepared to provide the … Read more

Mortgage vs. Deed of Trust: What is the Difference?
Why does it Matter? *We do not offer legal advice, please consult a professional When a borrower receives a loan to buy real estate, he/she agrees to pay the lender a certain amount of money according to the terms of the promissory note. To secure this debt the lender will require either a Mortgage or … Read more

Questions Every Real Estate Investor Must Ask Themselves!
When Socrates said, “Know thyself,” it is unlikely he was talking about real estate investing, but it is still good advice. Before considering any major investment, you need to make sure you know what you can or can’t do, what your goals are, and what you are comfortable with. Here are some questions to ask … Read more

Are You an Accredited Investor?
(We are not offering tax, legal, or investment advice. Please consult a professional) There are many opportunities out there for passive investors to take advantage of. Knowing if you are an accredited investor will help you to navigate the waters. “Accredited Investor” is a term used by the Securities and Exchange Commission (SEC) to differentiate … Read more

Loan Servicing
. If you are going to finance the sale of a property yourself, a loan servicer is essential to ensure everything is done legally and correctly.

Common Myths Regarding Hard Money
There are many misconceptions regarding hard money lenders in the real estate industry today, and yet for those in the know, it continuously proves to be a real estate investor’s biggest asset. Do not be put off by the stigma surrounding the word “hard money” or by stories you’ve heard about a friend of a … Read more

What Investors Should Know About Title Commitments
What is a Title Commitment and Why Do Investors Need One? The title commitment for insurance is the insurers promise to issue title insurance after closing and should be carefully reviewed and understood. It is essentially a disclosure document that outlines any issues/requirements that need to be addressed prior to closing as well as any … Read more

ARV, LTV and LTC: What Does it All Mean?
Lenders often use these acronyms to define their loan products. Understanding these terms will help you to choose the right lender for your project. ARV: After Repair Value This term is used by appraisers to tell the value of a structure once all items on the scope of work (SOW) have been completed. Most lenders … Read more

Debt vs. Equity
With so many options out there for real estate investors to choose from, understanding the pros and cons of debt vs. equity deals will help you make an informed decision. What is a Debt Deal? When investing in a debt deal you are the lender on a property. In exchange, you are promised a set … Read more

The In’s and Out’s of Due Diligence
The Importance of Due Diligence When investing in real estate proper due diligence is one of the most important keys to success. There are many issues that can arrive after closing that could have been prevented with a little homework. Thankfully, many professional underwriters and lending companies will aide in this endeavor once a contract … Read more

Calculating DSCR
If you are a part of the real estate investing world, then you probably have heard that properly calculating a property’s debt to service coverage ratio (DSCR) is crucial. If you are newer to investing, you may wonder why it is so important. Lenders use this equation to determine if a rental investment property’s cash … Read more

How to Add Value to Investment Properties
Everyone wants to get the most BANG for their buck when it comes to real estate investing, but where to start can be overwhelming. Luckily, there are a few simple things you can do to accomplish just that and increase the value of your fix and flip property. Add a fresh coat of paint. The … Read more

Commercial Real Estate Terms Investors Should Know
Commercial real estate is in a league of its own when it comes to the real estate world. Evaluations, terminology, due diligence, and requirements all change when one ventures into this type of investment. Here are a few popular terms to help you feel more confident in this arena: Real Estate Broker – A licensed … Read more