Columbus Investor Loans
Fix & Flip
- Loan Size:Up To $1MM
- Loan Term:6 Months
- Property Type:1-4 Family
- Occupants:Non-Owner Occupied
Buy and Hold
- Loan Size:Up To $1MM
- Loan Term:5, 20, 30 Year Options
- Property Type:1-4 Family
- Occupants:Non-Owner Occupied
Wrapable
- Loan Size:Up To $1MM
- Loan Term:20 Years
- Property Type:1-4 Family
- Occupants:Non-Owner Occupied
Top Ohio Markets

Columbus Fix & Flip Loan Packages
Fix & Flip A | Fix & Flip B | Fix & Flip C | |
1-4 Family, Non-Owner Occupied | |||
6 Month Term, Interest-Only Payments | |||
LLC Ownership Only | |||
Up To 1MM Loan Size | Up To 750K Loan Size | Up To 750K Loan Size | |
740+ Credit Score | 680-739 Credit Score | 600-679 Credit Score | |
70% LTV | 70% LTV | 70% LTV | |
90% LTC (must bring 10% of contract to closing) | 90% LTC (must bring 10% of contract to closing) | 90% LTC (must bring 10% of contract to closing) | |
25% of Rehab Cash on Hand Required | 25% of Rehab Cash on Hand Required | 25% of Rehab Cash on Hand Required | |
2.75 Points at Closing | 3.5 Points at Closing | 4 Points at Closing |

Columbus Rental Loan Packages
5 Year Rental
5/20 Rental A | 5/20 Rental B | 5/20 Rental C | |
1-4 Family, Non-Owner Occupied | |||
5 Year Balloon Payment, 20 Year Amortization | |||
Fixed Rate Loan | |||
LLC Ownership Only | |||
Up To 1MM Loan Size | Up To 1MM Loan Size | Up To 1MM Loan Size | |
740+ Credit Score | 680-739 Credit Score | 600-679 Credit Score | |
70% LTV | 70% LTV | 70% LTV | |
100% LTC | 100% LTC | 100% LTC | |
1.35 Minimum DSCR | 1.35 Minimum DSCR | 1.35 Minimum DSCR | |
2.75 % at Closing | 3.5 % at Closing | 4 % at Closing |
20 Year Rental
20/20 Rental A | 20/20 Rental B | 20/20 Rental C | |
1-4 Family, Non-Owner Occupied | |||
No Balloon Payment, 20 Year Amortization | |||
36-Month Adjustable Rate Mortgage | |||
LLC Ownership Only | |||
Up To 1MM Loan Size | Up To 1MM Loan Size | Up To 1MM Loan Size | |
740+ Credit Score | 680-739 Credit Score | 600-679 Credit Score | |
70% LTV | 70% LTV | 70% LTV | |
100% LTC | 100% LTC | 100% LTC | |
1.35 Minimum DSCR | 1.35 Minimum DSCR | 1.35 Minimum DSCR | |
2.75 % at Closing | 3.5 % at Closing | 4 % at Closing |
30 Year Rental
30/30 Rental A | 30/30 Rental B | 30/30 Rental C | |
1-4 Family, Non-Owner Occupied | |||
No Balloon Payment, 30 Year Amortization | |||
36-Month Adjustable Rate Mortgage | |||
LLC Ownership Only | |||
Up To 1MM Loan Size | Up To 1MM Loan Size | Up To 1MM Loan Size | |
740+ Credit Score | 680-739 Credit Score | 600-679 Credit Score | |
70% LTV | 70% LTV | 70% LTV | |
100% LTC | 100% LTC | 100% LTC | |
1.35 Minimum DSCR | 1.35 Minimum DSCR | 1.35 Minimum DSCR | |
2.75 % at Closing | 3.5 % at Closing | 4 % at Closing |

Columbus Wrapable Loan Packages
20/20 Wrapable A | 20/20 Wrapable B | 20/20 Wrapable C | |
1 Unit Single Family, Non-Owner Occupied | |||
No Balloon Payment, 20 Year Amortization | |||
Fixed Rate Mortgage | |||
LLC Ownership Only | |||
Up To 1MM Loan Size | Up To 1MM Loan Size | Up To 1MM Loan Size | |
740+ Credit Score | 680-739 Credit Score | 600-679 Credit Score | |
70% LTV | 70% LTV | 70% LTV | |
100% LTC | 100% LTC | 100% LTC | |
1.35 Minimum DSCR | 1.35 Minimum DSCR | 1.35 Minimum DSCR | |
2.75 % at Closing | 3.5 % at Closing | 4 % at Closing |
Resources for Real Estate Investors

Evaluating Retail Shopping Centers for Real Estate Investment Purposes
In the dynamic world of commercial real estate, a successful investment begins with a careful and thorough evaluation of the property from a number of perspectives. The importance of scrutinizing key aspects of a shopping center to ensure a sound investment prior to entering into a contract for purchase is critical for investors seeking healthy … Read more

How to Select the Best Hard Money Lender
Are you considering real estate investing and thinking of working with a hard money lender? If so, it’s important to be choosy when making your decision. While there are many hard money lenders available, they vary in terms of experience and customer service. It pays to shop around and get to know who you’re getting … Read more

Steps to Build a Wealth Mindset
Do you want to create financial stability and reach your financial goals? It all starts with a shift in mindset. Investing in real estate, funds, notes, and other investments requires an understanding of the financial landscape and a clear vision for your financial future. In this blog post, we will explore how to develop a … Read more

Investing in the Economic Shift: 6 Southern States Become New GDP Powerhouse
As a real estate investor, it is important to stay informed on where the best opportunities for investment lie. Recently, six of the fastest-growing states in the U.S. have emerged as new economic powerhouses. This population and business shift can make or break investing strategies for real estate investors, and understanding the nuances of the market … Read more

Choosing the Right Investment Markets for Real Estate
When it comes to real estate investing, choosing the right markets is essential. It’s not enough to simply buy a property and hope for the best; you need to ensure that you’re investing in an area that has a high demand for real estate and is likely to provide a good return on investment. In … Read more

Discovering Your “Why”: A Key to Success in Real Estate Investing
Are you ready to take the plunge into real estate investing? Before you do, it is important to take a moment to think about why you are investing in real estate in the first place. Discovering your “why” is an essential part of being successful in real estate investing. When you understand your motivation, you … Read more

The Sun Belt: A Hotspot for Investors
Investing in the sun belt states is becoming increasingly popular among investors, who are drawn to the region’s booming economies and desirable climates. The sun belt states – which span from the south-eastern U.S. to the south-western U.S. – have seen a surge in population and economic growth over the past few years, making them … Read more

The Importance of Underwriting in Real Estate Investing
Real estate investing is an attractive venture for many investors. However, it’s important to be mindful of the risks involved and ensure that each deal is carefully underwritten with a conservative approach. Doing so can help to ensure that any potential purchase is worth the price and will yield positive returns in the long term. … Read more

4 Time Management Tips Every Real Estate Investor Needs to Know
Time management is one of the most important skills entrepreneurs need to have if they want to succeed. As a real estate investor, it can be especially challenging to stay organized and manage your time effectively. That’s why we’ve compiled a list of the 4 essential time management tips every entrepreneur should know. From establishing … Read more

The Right Mindset for Real Estate Investing Success
Having the right mindset is essential for any successful venture, and real estate investing is no exception. For real estate investors to be successful, they need to have a resilient and open mindset that enables them to navigate the often-complex world of real estate investments effectively. This blog post will discuss the critical elements of … Read more

Is Office Space a Good Investment? Everything You Need to Know
Are you considering investing in office space? If so, you’ve come to the right place. Commercial real estate investing in office space can be a profitable venture, but it’s important to understand the risks and rewards before you make any decisions. In this blog post, we’ll cover everything you need to know about investing in … Read more

3 Classes of Office Space
Office space is a way for businesses to provide their employees with the tools and resources needed to do their jobs. Every business has different needs, so there are many types of office space that cater to those needs. As an investor, different classes of office space offer advantages and challenges that may or may … Read more

3 Reasons to Invest in Self Storage
Self-storage is a real estate investment that can be used by people and businesses to store their goods. It’s one of the fastest-growing segments of commercial real estate, with an estimated $22 billion in revenue in 2016. Self-storage services a large cross-section of the population, including individuals and businesses, and is needed in good and … Read more

Hard Costs vs. Soft Costs in Real Estate Development: What’s the Difference?
Real estate development and investing are complex processes, with a wide range of activities for investors to track and manage for a successful project. Budgeting and tracking costs are one of these tasks, and it is incredibly important to the overall success of any project — especially in a market with uncertainty and price fluctuations. … Read more

Top 3 Reasons to Invest in Multi-Family Properties
Are you wanting to grow your investment business but don’t know where to start? Multi-family properties can be a great option for investors looking for growth and the possibility to step back from the daily management of the asset. Multi-family properties offer many advantages over other types of investments, and there are several compelling reasons … Read more

The Capital Stack: How It Works in Commercial Real Estate Investing
When it comes to real estate investing, a thorough understanding of the capital stack is essential for success. The capital stack is the collective term for the various sources of capital used to finance a commercial real estate project. Understanding the different parts of the capital stack and how they work together can help you … Read more

Funding Commercial Real Estate Deals: What You Need to Know
Securing funding for commercial real estate deals is an essential part of the process. Knowing the ins and outs of the various financing options available can make the difference between a successful deal and a failed one. In this blog post, we’ll discuss the fundamentals of financing commercial real estate deals and what you need … Read more

How to Start Investing in Commercial Real Estate
Commercial real estate may deliver the appreciation and stable returns most investors are looking for, even during economic uncertainty. The volume of capital invested in commercial real estate further demonstrates its proven worth as an asset. It also may offer investors a more diversified, balanced, and scalable approach to real estate investing. Whether you’re considering … Read more

Why You Should Invest in Commercial Real Estate
What comes to mind when you think of real estate investing? For many, it’s rehabbing single-family homes or managing rental properties. And while these are great investments, many investors may be missing out on opportunities in commercial real estate. Why diversify into commercial? Here are three reasons why you may consider this asset class. Income … Read more

3 Ways to Invest During an Uncertain Market
Although uncertainty remains in the real estate market and broader economy for years ahead, there are opportunities for real estate investors to stay active in the market while investing wisely. As the market continues to correct from the highs of a seller’s market in prior years, raised rates and falling affordability are likely to continue … Read more